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Baccarat Rules | How to Play Baccarat, Origin, Tips and Guidelines

Unlike many other card games, Baccarat is simple to play with no technical know-how required. But that does not compromise with the fun, suspense, and intrigue it promises. If you have watched Bond-movies closely, Baccarat is played many times in the setting. In this article, you will learn about Baccarat Rules and how to play Baccarat game.

Baccarat Rules | Origin, Tips & Tricks

Origination of The Baccarat Game 

It is a derivation of classical European games – punto banco and chemin de fer. It is commonly played in many American casinos, thanks to the mystical element it has, yet being easy to understand and play. Way back in 1490, the Baccara as it was known in Italy, was introduced to France. During the tenure of King Charles VIII, the nobles used to play it often. The game first entered Las Vegas in 1959. But before this, many illegal casinos in the East of the country were already hosting Baccarat. 

The Status of Baccarat Today 

Baccarat does not require you to master any strategy. There is less disadvantage for you as a beginner Baccarat player in front of a veteran, as compared to the same case for Poker or Blackjack. The game though is familiar to only some regular casino players. For a long time, it hid in the garb of millionaires and affluent individuals, who played it for a source of amusement. But slowly, as the interest grew, in 1980, casinos started offering Baccarat in a miniature version to its customers.

They were given a table that could hold seven players at once and were placed among the other table games on the casino floor. On the full-scale though, Baccarat is played with 14 players. These full-scale games have one dealer who will act as the ‘callman’. Two other dealers sit on either side of the callman, and their job is to collect loss wagers and pay off winning bets. 

The Baccarat Layout

No matter the scale, every Baccarat table has numbers lined across it, indicating the position of the customer. Beyond this is a lined-off area for placing the banker bet or the player bet. The customers place their bets on these areas. 

Often, the customers are also provided with a card on which they can track their score and a relative score of other players. Typically, there is a 5% commission paid to the casino house on the winning wager bets. So, the players need to track them while playing to avoid any discrepancies after the game is over.

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Baccarat Rules & Regulations | Step by Step Guide

How to Play Baccarat

Baccarat Rules : Remember, in Baccarat, there are only two hands that you can deal with. It is either the ‘player’ or the ‘banker’. So, ultimately, there are only three results possible – the player wins, the banker wins or it is a tie. As a participant, you can bet on either the player’s hand or the banker’s hand. 

Step 1

Place the bets on either the player’s hand or the banker’s hand, before the dealer deals with the cards. You place these bets in the form of casino tokens which represent a real currency. 

Step 2

For both the player and the banker, two cards are dealt. The casino operator or the player who is holding the shoe slides out the first card of the player’s hand and places it on the player’s box face up. The same process is repeated for the first card of the banker’s hand, but it is placed on the banker’s box. Then the house deals with another player card, and banker card, which is turned face up in their respective boxes. 

Step 3

The next step is to measure the points. Add the point total of the two-player cards, and the two banker cards, and see which one is greater. All face cards and ten cards carry no points. The ace is worth a single point. All other numbered cards carry the same points as their face value. If the sum of the two-player cards or two banker cards is more than 10, the second digit is the total value of the hand. For example, if the point total of two banker cards is 15, then the total value of the hand is 5. If you have to win, you have to bet on a hand, whose point is closest to 9. 

Step 4

Let us consider the case of a natural win. If in the first player card or the banker card, the face value turns out to be 8 or 9, the game is over. It is called a natural win. The bets you have placed are then cashed out. 

Step 5

Let us now consider the case of a third card. If the total of the player’s hand is 8 or 9, there will be no additional cards drawn. But, if the sum of the player hand is between 0 and 5, the player hand will draw a third card in a situation when the banker hand’s total value is NOT 8 or 9. 

Step 6

Let us explore the Baccarat Rules for drawing the third card for the banker’s hand. If the player is pat or

does not draw any new cards, the banker draws a third card if the hand total is between 0 to 5. If the hand total is 6 or 7, the banker hand stands pat. All other hands depend on the value of the third card, the player draws. 

  • If the third card of the player’s hand is 8, the banker’s hand draws when it is between 0 and 2 and stays between 3 to 7. 
  • If the third card of the player hand is 6 or 7, the banker hand draws when it is between 0 and 6 and stays at 7. 
  • If the third card of the player’s hand is 4 or 5, the banker’s hand draws when it is between 0 and 5 and stays between 6 to 7. 
  • If the third card of the player’s hand is 2 or 3, the banker’s hand draws when it is between 0 and 4 and stays between 5 to 7. 
  • If the third card of the player’s hand is 9 or 10, the banker’s hand draws when it is between 0 and 3 and stays between 4 to 7. 

Step 7

The winning hand is that, whose total is closest to 9. If there is a tie, neither of the hand wins or loses. 

Responsible Gambling

While playing games that involve gambling and probability, every player needs to exercise caution. Note that these games are played to break the monotony of life, and in no way they must become an addiction and hamper the chains of daily life. 

While betting your money on such games, make sure that you are not doing it out of compulsion. Also, bet only that much money that you can completely afford to lose without making any difference in your daily life. Do not get attached to these games emotionally, no matter, how experienced or skilled you may be, these are still games of chance.


Baccarat is a fun game you can play either with a group of friends or try, the next time you visit a casino. Be mindful of the Baccarat Rules and practice responsible gambling. Good luck!

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